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One Million Life Plans

Privacy Policy & Disclosures

Who we are

Our website address is: https://www.onemillionlifeplans.com.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

Analytics information: One Million Life Plans may directly collect analytics data, or use third-party analytics tools and services, like Google Analytics, to help measure traffic and usage trends for her web pages, email newsletters, promotions, and social media connections. These tools collect information sent by your browser or mobile device, including the pages you visit and other information that assists in improving your user experience. This analytics data is collected and used in aggregate form such that it cannot reasonably be manipulated to identify any particular individual user.

Instances where it may be required to share your information: Your information will only be disclosed where required to do so by law or subpoena or if there is reasonable belief that such action is necessary to (a) comply with the law and the reasonable requests of law enforcement; (b) to protect the security, quality or integrity of the website; and/or (c) to exercise or protect the rights, property, or personal safety of this website’s users, or others.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Your contact information

Newsletter lists: All information collected from this site is used only by one million life plans. The e-newsletter list data is stored via third-party services and is managed by One Million Life Plans. Data is not sold to a third-party or made available for sale. The information collected, such as your name, birth date, postal address and email address, is stored in order for one million life plans to communicate directly with you. We may send you emails containing newsletters, promotions, and special offers. If you do not want to receive such email messages, you will be given the option to opt-out or change your preferences. The opt-out opportunity is presented at the bottom of every Newsletter email you receive. Clicking on that link will remove you from that particular list.

Sensitive personal information

At no time should you submit sensitive personal information to One Million Life Plans. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.

Children’s information

One million life plans does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the website has personally identifiable information of a child under the age of 16 in its database, please contact us immediately at emeline@onemillionlifeplans.com and we will use our best efforts to promptly remove such information from our records.

Disclosure / Disclaimer

This blog is a personal blog written and edited by me, and I am the only owner of this blog. I may receive compensation to provide opinion on products, services, websites, and various other topics. Even though I may receive compensation for my posts, I always give my honest opinions, findings, beliefs, or personal experiences on those topics or products. The views and opinions expressed on this blog are purely mine.

Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

Affiliate program participation

One Million Life Plans may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link from an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

One Million Life Plans is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to Amazon.com.  As part of this Amazon Associates program, the Website will post customized links, provided by Amazon, to track the referrals to their website. This program utilizes cookies to track visits for the purposes of assigning commission on these sales.

Other advertising partners

Some of our advertising partners may use cookies and web beacons on our site. These third-party ad servers or ad networks use technology in their respective advertisements and links that appear on www.onemillionlifeplans.com and which are sent directly to your browser. They automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by our site’s third-party ad networks to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on the site.

www.onemillionlifeplans.com has no access to, or control over, these cookies that are used by third-party advertisers.

Third-party Privacy Policies

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices.

www.onemillionlifeplans.com privacy policy does not apply to, and we cannot control the activities of, such other advertisers or websites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

Online Privacy Policy Only

This privacy policy applies only to our online activities and is valid for visitors to our website and regarding information shared and/or collected there. This policy does not apply to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our privacy policy and agree to its terms.

Should we update, amend or make any changes to our privacy policy, those changes will be posted here.

Contact information

At any time, please contact me at emeline@onemillionlifeplans.com for questions related to this Privacy policy, disclosure and disclaimer.

Additional information

Google Analytics

  1. Based on our legitimate interests (i.e., interest in the analysis, optimization, and economic operation of our online offer within the meaning of Art. 6 (1) lit. DSGVO), we use Google Analytics, a web analytics service provided by Google LLC (“Google”). Google uses cookies. The information generated by the cookie about the use of the online offer by the users are usually transmitted to a Google server in the USA and stored there.
  2. Google is certified under the Privacy Shield Agreement, which provides a guarantee to comply with European privacy legislation (https://www.privacyshield.gov/participant?id=a2zt000000001L5AAI&status=Active).
  3. Google will use this information on our behalf to evaluate the use of our online offer by users to compile reports on the activities within this online offer and to provide us with further services related to the use of this online offer and the internet usage. In this case, pseudonymous usage profiles of the users can be created from the processed data.
  4. We only use Google Analytics with activated IP anonymization. This means that the IP address of the users will be shortened by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be sent to a Google server in the USA and shortened there.
  5. The IP address submitted by the user’s browser will not be merged with other data provided by Google. Users can prevent the storage of cookies by setting their browser software accordingly; Users may also prevent the collection by Google of the data generated by the cookie and related to their use of the online offer as well as the processing of this data by Google by downloading and installing the browser plug-in available under the following link: https://tools.google.com/dlpage/gaoptout?hl=en.
  6. For more information about Google’s data usage, settings and opt-out options, please visit Google’s websites: https://www.google.com/intl/en/policies/privacy/partners (“Google’s use of your data when you use websites or apps of our partners”), https://policies.google.com/technologies/ads (“Advertising use of data”), https://adssettings.google.com/authenticated (“Managing information Google uses to show you ads”).
  7. Incidentally, the personal data will be anonymized or deleted after a lapse of 26 months.

Opt-out for Google Analytics

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Hi and Welcome !

One Million Life Plans Blog. Personal finance, save money and make money, start a blog.I’m Emeline, the founder of ‘One Million Life Plans’ and my purpose is to help you develop a precise sense of money budgeting and money planning. I’m here to support you with the best tips and advice to get out of debt and reach financial freedom.

I wish to encourage you to learn how managing your money the right way and how making the right choices can lead you to financial happiness.

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